Wallet-based collections
Separate funds, events, or projects with multi-wallet setup.
Collect. Notify. Reconcile.
with clarity.
Moneta gives your team the tools to collect, track, and reconcile payments in one place, without spreadsheet chaos. Built for churches, schools, and businesses.
Churches
Schools
Businesses
Everything you need for payment operations
Wallets, categories, member management, receipts, reconciliation, and governance unified.
Smart categories
Organize giving and payments for cleaner financial records.
Member management
Link transactions to members/customers for better visibility.
Automated receipts
SMS & email receipts with full audit logging.
Internal team chat
Coordinate operations and finance conversations in one workspace.
Monthly billing
Transparent invoices, reminders, and billing history.
Reconciliation exports
CSV exports, category breakdowns, and ledger views.
Audit logs
Track critical account and payment configuration changes.
Team access controls
Role-based boundaries and security-first operational controls.
Governance-first infrastructure - all operations unified under one workspace
How Moneta works
From setup to reconciliation in three simple steps.
Create your account
Sign up and configure your organization profile in minutes.
Connect payouts
Add your bank or mobile money payout account securely.
Collect and reconcile
Share payment links, send receipts, and export clean reports.
Customer Feedback
What teams say after switching to Moneta for payment operations.
“Moneta helped us move from manual reconciliations to clean reports every week. Our finance review time dropped significantly.â€
Finance Lead, Grace Church
“Receipts now go out automatically, and member-linked records make follow-up easier for both finance and admin teams.â€
Operations Manager, Covenant School
“Wallet and category setup gave us instant clarity across offerings, projects, and events without spreadsheet stress.â€
Administrator, New Dawn Chapel
Simple onboarding pricing.
Start collecting quickly with transparent local transaction fees.
1.5% per transaction
For local transactions
How pricing works
- Your account is auto-tiered monthly based on last full month net volume (successful payments minus refunds/chargebacks)
- Transaction fees as low as 1.5% as your volume grows
- You can start immediately on Starter and move to lower commission tiers as your collections increase
- Fees adjust automatically by your monthly net volume
Included
- No international pricing complexity for now
- Clear payouts, receipts, and reporting in one flow
- Wallet and category-based organization
- Automated SMS/email receipts
Volume-based discounts: Higher monthly volumes qualify for reduced rates. Contact us for detailed tier brackets or custom enterprise needs.
Security and trust by design
Moneta manages payment workflows while Payment Providers process and settle funds.
Encrypted credentials
Sensitive gateway credentials are protected at rest.
Role-aware permissions
Control what admins and staff can view or change.
Verified payments
Payment confirmations and receipts are tied to verified transactions.
Frequently asked questions
Quick answers about payments, accounts, and receipts.
Do you hold funds?
No. Moneta manages payment workflows and records, while Payment Providers process and settle payments.Do we need a Paystack account?
Not necessarily. Add your payout account (Bank/MoMo) in Moneta and start receiving payments.How do receipts work?
After successful payment confirmation, Moneta sends SMS and/or email receipts based on configuration.Can we separate collections by purpose?
Yes. Moneta supports wallet and category-based organization for cleaner reporting.Is Moneta suitable for teams?
Yes. Moneta supports role-aware, organization-scoped access for admins and staff.Can we export reports?
Yes. Moneta supports reconciliation-friendly views and CSV exports.How long does setup take?
Most organizations can complete core setup in minutes: create account, add payout details, configure wallets, and start collecting.Can we track payments by member ID?
Yes. Moneta supports member-aware flows so contributions can be linked to member records for cleaner history and reporting.What happens when a payment fails?
Failed payments are marked accordingly and do not create successful transaction records, helping keep reconciliation accurate.How does monthly billing work?
Billing is transparent with invoices and reminders. You can review billing history and settle invoices from your dashboard.Is our data separated from other organizations?
Yes. Moneta is multi-tenant and organization data is scoped so each organization only sees its own records and activity.Can we start free and upgrade later?
Yes. You can start with free signup and continue using Moneta as your collections grow.Ready to simplify payment operations?
Create your Moneta account and start collecting in minutes.
Contact us
Share your questions and our team will reach out.